As an insurance agent specializing in martial arts gyms, I’ve seen firsthand how after-school programs have become a popular choice for parents. These programs not only teach valuable life skills like discipline and self-confidence, but they also offer a practical solution for busy families—especially when the gym provides transportation services. However, offering this service introduces a new layer of risk that gym owners need to address with the right insurance coverage.

The Appeal of After-School Martial Arts Programs

Martial arts programs are an excellent option for children to stay active, build character, and develop mental and physical strength. The structured environment helps kids channel their energy in positive ways, leading to better focus in school and improved behavior at home.

For parents, the added benefit of transportation makes these programs even more appealing. With many martial arts gyms now offering pick-up services from school, parents no longer need to juggle their schedules to ensure their child gets to class. This level of convenience is a major selling point, but it also raises important insurance considerations that gym owners must address.

Understanding the Risks: Why Transportation Changes the Insurance Game

While transportation services add value to after-school martial arts programs, they also introduce new risks that many gym owners might overlook. Transporting children involves liability on multiple fronts—from ensuring the safety of the vehicle to the actions of the driver and even the behavior of the kids during the ride.

As an insurance agent, here are a few key areas where I often see gaps in coverage:

1. Commercial Auto Insurance: Personal auto insurance won’t cut it if you’re using a vehicle to transport kids as part of your business. Martial arts gyms offering transportation need commercial auto coverage to protect against accidents, property damage, or injuries that may occur during transit.
   
2. Liability Insurance: Even beyond transportation, you’ll need comprehensive liability insurance that covers not only incidents at the gym but also any issues that arise during the pick-up and drop-off process. Parents trust you to keep their kids safe at all times, and your insurance should reflect that.

3. Abuse and Molestation Coverage: This can be a sensitive topic, but it’s essential. Any business working with children needs coverage that protects against claims of abuse or misconduct, whether in the gym or during transportation.

4. Workers' Compensation: If you have employees—whether instructors, drivers, or office staff—workers’ compensation is another must-have to protect your team in the event of an injury.

How to Choose the Right Insurance for Your After-School Program

If you're running an after-school martial arts program that includes transportation, you need to review your current insurance policies to ensure you're adequately covered. Here’s what I recommend:

- Review Your Commercial Auto Policy: Make sure any vehicle used for transporting children is fully insured under a commercial auto policy, not a personal one. This ensures that any accidents or damages are properly covered.
  
- Increase Your Liability Limits: With kids being transported in your care, your exposure to liability increases. Consider raising the limits on your general liability policy to protect your business from costly claims.

- Talk to Your Insurance Agent: This is the most critical step. If you’re unsure whether your current coverage is enough, reach out to your insurance provider. At Insure HTX and MMAGyminsurance.com, we specialize in protecting martial arts gyms. We can help you assess your risks and ensure you have the right policies in place.

The Benefits of a Well-Insured Program

When your after-school martial arts program is properly insured, it’s not just your business that benefits—it’s your students and their families, too. Parents are putting their trust in your gym, and part of earning that trust is ensuring their children are safe, whether they’re in class or being transported.

Having comprehensive insurance coverage gives you peace of mind and allows you to focus on what you do best—teaching kids valuable skills that will serve them for a lifetime. Plus, promoting the fact that your program is fully insured can be a great selling point when marketing to parents who are considering enrolling their kids.

Conclusion

As an insurance agent, my goal is to help martial arts gym owners offer the best possible programs while mitigating the risks involved—especially when it comes to transportation. If your gym offers an after-school pick-up service, it’s essential to have the right insurance coverage in place. Protecting your business, your staff, and the kids in your care is not only smart—it’s necessary.

At MMAGyminsurance.com and Insure HTX, we specialize in offering tailored insurance solutions for martial arts gyms. Let’s review your current coverage and ensure you’re protected on all fronts, so you can focus on running a successful, safe, and thriving after-school program.

​As the owner of Insure HTX, I have seen first-hand the importance of having proper insurance coverage for electrical contractors in the greater Houston area. From Humble and Kingwood to Conroe, The Woodlands, and Spring, our local electricians face unique risks and challenges on a daily basis. In this blog, we will look at some real-life case studies of how insurance has protected and saved these electrical contractors.

Case Study 1: A Fire at a Construction Site in Humble, TX

One of our clients, an electrical contractor in Humble, TX, was working on a construction site when a fire broke out due to faulty wiring. The fire not only caused damage to the building but also destroyed a significant amount of equipment and materials. Thankfully, our client had proper insurance coverage that not only covered the cost of the damage but also provided business interruption coverage, allowing them to continue paying their employees and covering other expenses while the site was being repaired.

Case Study 2: Injury on the Job in Kingwood, TX

Another client of ours, an electrical contractor in Kingwood, TX, had an employee who suffered a severe electrical shock while working on a job site. The employee had to be hospitalized for several weeks and was unable to work during that time. Our client's workers' compensation insurance not only covered the employee's medical expenses and lost wages but also provided legal protection in case the employee decided to file a lawsuit. This not only saved our client from financial loss but also protected their reputation.

Case Study 3: Property Damage in Conroe, TX

One of our clients, a small electrical contracting business in Conroe, TX, was working on a project when their equipment malfunctioned, causing significant damage to the property. Without proper insurance coverage, this could have been a costly mistake for our client. However, with the right insurance policy in place, the cost of repairing the damage was covered, saving our client from a potential financial disaster.

Case Study 4: Theft in The Woodlands, TX

Unfortunately, theft is a common occurrence in the construction industry, and electrical contractors are not immune to it. One of our clients in The Woodlands, TX, had their equipment stolen from a job site. However, since they had the right insurance coverage, they were able to replace the stolen equipment without any out-of-pocket expenses, allowing them to continue their work without any interruptions.

Case Study 5: Slip and Fall Accident in Spring, TX

One of our clients, an electrical contractor in Spring, TX, had a customer who slipped and fell on a job site. The customer suffered a serious injury and decided to sue our client for damages. Fortunately, our client had general liability insurance, which covered the cost of the lawsuit and any potential settlement or judgment, saving them from a significant financial loss.

These are just a few examples of how insurance has protected and saved our electrical contractor clients in the greater Houston area. As a local insurance broker, we understand the unique risks and challenges that our clients face in their line of work. That is why we offer customized insurance solutions tailored to their specific needs.

If you are an electrical contractor in the greater Houston area, including Humble, Kingwood, Conroe, The Woodlands, or Spring, we urge you to review your current insurance coverage. Don't wait until it's too late. Contact us today for a free quote and let us help you protect your business and your employees. Don't risk your livelihood, make sure you have the right insurance coverage in place.

As a business owner, you understand the importance of protecting your assets and investments. For electrical contractors, the risks and liabilities can be even greater. From potential property damage to injury claims, it's crucial to have proper insurance coverage in place.

At Insure HTX, we specialize in providing insurance solutions for businesses in the greater Houston area, including surrounding cities such as Humble, Kingwood, Conroe, The Woodlands, and Spring. Our team of experienced insurance brokers understands the unique needs of electrical contractors and can help you navigate the complex world of insurance pricing.

When it comes to insurance, there are several factors that can influence the cost of coverage for electrical contractors. These include the type of work you do, the size of your business, and your claims history. Additionally, the location of your business can also play a role in insurance pricing.

In the Houston area, electrical contractors face a variety of risks and challenges. With severe weather and natural disasters being a common occurrence, property damage and business interruption can be a significant concern. That's why it's crucial to have comprehensive insurance coverage that can protect your business and livelihood.

At Insure HTX, we work with a network of top-rated insurance carriers to provide customized coverage options for electrical contractors. Our goal is to help you find the right coverage at the best possible price, so you can have peace of mind knowing your business is protected.

One of the most important aspects of insurance pricing for electrical contractors is understanding the coverage you need. General liability insurance is a must-have for any business, as it protects against third-party claims for bodily injury or property damage. Additionally, professional liability insurance can protect you from claims related to your work, such as faulty installation or design errors.

Other types of insurance that may be necessary for electrical contractors include property insurance, workers' compensation, and commercial auto insurance. Our experienced brokers can help you determine the right coverage for your business, so you can have the peace of mind you deserve.

As a local business ourselves, we understand the unique needs and challenges of businesses in the Houston area. That's why we are dedicated to providing personalized service and tailored insurance solutions for each of our clients. We take the time to understand your business and its risks so that we can provide you with the best coverage options at competitive prices.

If you're an electrical contractor in the greater Houston area, don't wait until it's too late to review your insurance coverage. Contact Insure HTX today to schedule a consultation and review your current insurance policies. Our team is here to help you understand the costs and make sure you have the right coverage in place to protect your business. Don't leave your business vulnerable to risks and liabilities – let us help you secure the protection you need.

As the owner of a Judo club, you know the importance of protecting your students and your business. Judo is a physically demanding sport that requires proper training and supervision to ensure the safety of participants. That’s why having the right insurance coverage is crucial for any Judo club.

At mmagyminsurance.com, we specialize in providing insurance for combat sports, including Judo. Our goal is to help Judo clubs like yours navigate the complex world of insurance and find the coverage that best fits your needs. With our expertise and experience, you can focus on running your club, while we take care of protecting it.

Why is Judo Club insurance important?

Accidents can happen in any physical activity, and Judo is no exception. Whether it’s a minor injury or a major one, the costs associated with medical treatment and potential legal action can be devastating for a Judo club. That’s where insurance comes in – it provides financial protection for both your students and your business.

What does Judo club insurance cover?

Our Judo club insurance policies are tailored to meet the specific needs of your club. Here are some of the key areas that our policies cover:

1. General Liability Insurance

This type of insurance protects your club from claims of bodily injury or property damage caused by your business operations. For example, if a student slips and falls during a practice session, general liability insurance would cover the medical and legal costs associated with the injury.

2. Participant Liability Insurance

This insurance protects your students while they are participating in Judo activities at your club. Injuries can occur, even with proper training and supervision, and participant liability insurance provides coverage for medical expenses and legal costs that may arise.

3. Professional Liability Insurance

As a Judo club owner, you and your instructors are responsible for the safety and well-being of your students. Professional liability insurance protects you from claims of negligence, errors, or omissions in your instruction or training that result in injury or harm to a student.

4. Property Insurance

This type of insurance protects your club’s physical assets, such as the building, equipment, and supplies, from damage or loss due to unforeseen events like fire, theft, or vandalism.

5. Business Interruption Insurance

If your club is unable to operate due to a covered event, such as a fire or natural disaster, business interruption insurance can help cover your lost income and expenses during the closure.

Why choose mmagyminsurance.com for your Judo club insurance?

At mmagyminsurance.com, we understand the unique risks that come with running a Judo club. Our team of experienced insurance brokers will work with you to assess your specific needs and provide you with a customized insurance solution. We also offer competitive rates and flexible payment options to fit your budget.

Don’t wait until it’s too late – protect your Judo club today!

As a local insurance broker, we are dedicated to serving the combat sports community in our area. We know the importance of supporting local businesses and helping them thrive. That’s why we are offering a special discount for Judo clubs in our community – mention this blog and receive 10% off your Judo club insurance policy!

Don’t take any chances when it comes to the safety of your students and the future of your business. Contact us today to get a quote for Judo club insurance and have peace of mind knowing that you are protected. Our team is ready to assist you and answer any questions you may have. Let us help you keep your Judo club safe and successful!

​Are you a Muay Thai gym owner? Do you have the proper insurance coverage to protect your business? As an insurance broker specializing in combat sports insurance, we understand the unique risks that come with running a Muay Thai gym. That's why we are here to provide you with specialized insurance coverage that is tailored to your specific needs.

Why do you need specialized insurance for your Muay Thai gym? The answer is simple - to protect your business and your assets. In the fast-paced world of combat sports, accidents can happen at any time. From minor injuries to more serious ones, you need to be prepared for any situation. Without the right insurance coverage, you could be facing costly legal fees and medical expenses that could potentially bankrupt your gym.

Here are some key reasons why every Muay Thai gym needs specialized insurance coverage:

1. Protect Your Gym and Equipment 

One of the biggest investments you make as a gym owner is in your facility and equipment. From heavy bags and mats to gloves and protective gear, your gym is filled with valuable items that could be damaged or stolen. With specialized insurance coverage, you can protect your gym and equipment against theft, fire, and other unforeseen events.

2. Coverage for Injuries

Accidents can happen in any sport, and Muay Thai is no exception. Whether it's a sprained ankle or a more serious injury, you need insurance coverage to protect your gym from potential lawsuits. With specialized insurance, you can have coverage for medical expenses, legal fees, and even lost wages in case of a lawsuit.

3. Liability Coverage

As a Muay Thai gym owner, you are responsible for the safety of your students and instructors. If someone gets injured while training at your gym, you could be held liable for their injuries. With specialized insurance coverage, you can have liability protection to cover the costs of any legal claims against your gym.

4. Coverage for Events and Tournaments

If your gym hosts events or tournaments, you need to have specialized insurance coverage in place. These types of events come with their own set of risks, and without proper insurance, you could be facing significant financial losses. With the right insurance coverage, you can have peace of mind knowing that your event is protected.

At mmagyminsurance.com, we understand the unique needs of Muay Thai gym owners. Our specialized insurance coverage is designed to address the specific risks that come with running a combat sports gym. We work with top-rated insurance carriers to provide you with comprehensive coverage at competitive rates.

Don't wait until it's too late. Protect your business and your assets with specialized insurance coverage for your Muay Thai gym. Contact us today to get a quote and see how we can help you safeguard your business. Our experienced team is here to answer any questions you may have and guide you through the process of getting the right insurance coverage for your gym. Don't put your business at risk - get specialized insurance today!

​As a homeowner in the greater Houston area, you understand the importance of protecting your home with insurance. But do you fully understand your home insurance deductible? If not, you’re not alone. Many homeowners are confused about deductibles and how they affect their coverage. That’s why at Insure HTX, we want to shed some light on this important aspect of home insurance and how it relates to the Texas average.

First, let’s define what a deductible is. Simply put, it is the amount of money you agree to pay out of pocket before your insurance policy kicks in to cover the rest of the cost. For example, if you have a deductible of $1,000 and your home sustains $10,000 worth of damage, you would pay the first $1,000 and then your insurance company would cover the remaining $9,000.

Now, let’s talk about the Texas average for home insurance deductibles. According to a recent study, the average deductible for homeowners in Texas is $1,500. However, this can vary depending on where you live. For example, homeowners in Humble and Kingwood may have different average deductibles than those in Conroe, The Woodlands, and Spring.

It’s important to understand that your home insurance deductible can affect your premium, or the amount you pay for your insurance coverage. Generally, the higher your deductible, the lower your premium will be. This is because you are taking on more of the financial responsibility in the event of a claim. On the other hand, a lower deductible means a higher premium because the insurance company is taking on more of the financial risk.

So, what does this mean for you as a homeowner in the greater Houston area? Ultimately, it’s up to you to decide on a deductible that works best for your budget and level of risk. If you have a higher deductible, you may save money on your premiums, but you’ll need to be prepared to pay more out of pocket in the event of a claim. If you have a lower deductible, your premiums may be higher, but you’ll have less financial responsibility in the event of a claim.

At Insure HTX, we understand that navigating the world of home insurance can be overwhelming. That’s why we’re here to help. Our team of experienced insurance brokers can review your current policy and deductible to ensure that you’re getting the best coverage for your needs. We also offer free quotes, so you can see how different deductibles can affect your premium.

We serve the entire greater Houston area, including Humble, Kingwood, Conroe, The Woodlands, and Spring. Our local expertise allows us to provide personalized service and tailored insurance solutions for our clients. We’re dedicated to helping homeowners like you protect their biggest investment – their home.

So, whether you’re looking to get a quote for a new policy or review your current coverage, we’re here to help. Contact us today to learn more about home insurance deductibles and how we can assist you in finding the right coverage for your home. Don’t wait until it’s too late – protect your home and your peace of mind with Insure HTX.

As a martial arts instructor, you know the importance of having a safe and secure training environment for your students. However, accidents can still happen, and it's crucial for dojo owners to have the right insurance coverage to protect themselves and their business.

At mmagyminsurance.com, we understand the unique insurance needs of karate gyms and dojos. Our team of experienced insurance brokers specializes in combat sports insurance and can provide you with the coverage you need to protect your business and your students.

Why Dojo Owners Need Insurance?

Karate gyms and dojos are high-risk environments where accidents can happen at any time. From falls and sprains to more serious injuries, such as broken bones or concussions, the potential for accidents is always present. In addition, there is always a risk of property damage or theft.

Without the proper insurance coverage, these incidents can result in costly lawsuits and financial losses for dojo owners. That's why it's crucial for every dojo owner to have the right insurance coverage to protect their business and their students.

What Does Karate Gym Insurance Cover?

At mmagyminsurance.com, we offer a comprehensive insurance package specifically designed for karate gyms and dojos. Our coverage includes:

1. General Liability Insurance: This coverage protects you in case a student or visitor is injured on your premises. It covers medical expenses, legal fees, and any settlements or judgments that may arise from a lawsuit.

2. Property Insurance: This coverage protects your dojo's physical assets, such as equipment, furniture, and training mats, in case of damage or theft.

3. Professional Liability Insurance: As a martial arts instructor, you are responsible for the safety and well-being of your students. Professional liability insurance protects you in case a student claims that your instruction caused their injury.

4. Business Interruption Insurance: In the event of a covered loss, such as a fire or natural disaster, this coverage will help you cover the costs of temporarily relocating your dojo and any lost income during the downtime.

5. Worker's Compensation Insurance: If you have employees, it's essential to have worker's compensation insurance to protect them in case of work-related injuries or illnesses.

Why Choose mmagyminsurance.com?

At mmagyminsurance.com, we are dedicated to providing the best insurance solutions for karate gyms and dojos. Our insurance brokers have years of experience in the combat sports industry and understand the unique risks and challenges that dojo owners face.

We work with top-rated insurance carriers to provide you with the most comprehensive and affordable coverage options. Our team will customize a policy that meets your specific needs and budget, so you can have peace of mind knowing that your business is protected.

Get a Quote Today!

Don't wait until it's too late. Protect your dojo and your students with karate gym insurance from mmagyminsurance.com. Contact us today to get a personalized quote and learn more about how we can help you safeguard your business. With our expertise and comprehensive coverage options, you can focus on what you do best – teaching martial arts – while we take care of the rest.

Welcome to Insure HTX, your trusted insurance broker in the greater Houston area. As a homeowner in Texas, you know the importance of having reliable home insurance to protect your property from unexpected events. However, you may not be aware of a common clause in many Texas home insurance policies – the 3% hail deductible.

Living in the Houston area, we are no stranger to severe weather, including hailstorms. According to the National Weather Service, the Texas Panhandle and parts of North Texas are known as "Hail Alley" due to the frequency and severity of hailstorms. In fact, Texas has the highest number of hail claims in the country, with an average of 637,977 claims per year.

With this in mind, it's crucial for homeowners in cities such as Humble, Kingwood, Conroe, The Woodlands, and Spring to understand the implications of the 3% hail deductible in their home insurance policies.

What is a 3% Hail Deductible?

A 3% hail deductible means that in the event of a hailstorm, you will be responsible for paying 3% of your home's insured value before your insurance coverage kicks in. For example, if your home is insured for $200,000, you will need to pay $6,000 out of pocket before your insurance will cover the rest of the damage.

Why Do Insurance Companies Have a 3% Hail Deductible?

Insurance companies in Texas implemented the 3% hail deductible as a way to manage the high number of hail claims and losses they were experiencing. By shifting a portion of the cost to the homeowner, insurance companies can keep their overall costs down and remain profitable.

How Can You Navigate the 3% Hail Deductible?

The best way to navigate the 3% hail deductible is to review your home insurance policy carefully and understand the coverage and deductible amount. It's also essential to have a comprehensive understanding of the risks in your specific area and make sure you have adequate coverage to protect your home.

At Insure HTX, we understand the unique challenges and risks that homeowners in the greater Houston area face, and we are here to help you find the right insurance coverage for your home. Our team of experienced insurance brokers will work with you to review your current policy and make sure you have the necessary coverage to protect your home from hail damage.

We also recommend taking preventive measures to minimize the risk of hail damage to your property. These can include installing impact-resistant roofing materials, securing outdoor furniture and plants, and keeping trees well-maintained.

Don't Wait Until It's Too Late – Get a Quote Today!

Don't wait until the next hailstorm hits to review your home insurance policy. Contact us at Insure HTX today for a comprehensive review and to get a quote for your home insurance. Our team is dedicated to providing personalized and reliable service to our clients in Humble, Kingwood, Conroe, The Woodlands, Spring, and the surrounding areas.

We also offer a free home insurance review for our clients to ensure that they have the coverage they need at the best possible price. Don't let the 3% hail deductible catch you off guard – let us help you navigate it and protect your home. Call us today or visit our website to get a quote or schedule a review of your current insurance policy.

As a BJJ gym owner, you understand the importance of protecting your business and your clients. With the increasing popularity of Brazilian Jiu-Jitsu, it is crucial to have the right insurance policy in place to safeguard your gym from potential risks and liabilities.

Here's a guide to help you choose the right insurance policy for your BJJ gym in the surrounding cities of Humble, Kingwood, Conroe, The Woodlands, and Spring.

1. Understand the Types of Insurance Coverage Available

Before jumping into any insurance policy, it's important to understand the types of coverage available for BJJ gyms. The two main types of insurance coverage for BJJ gyms are general liability insurance and professional liability insurance.

General liability insurance covers accidents and injuries that may occur on your premises, such as slip and falls or equipment malfunctions. Professional liability insurance, also known as errors and omissions insurance, covers any claims of negligence or mistakes made by your instructors or staff.

2. Consider the Risks Specific to BJJ Gyms

BJJ gyms have unique risks that may not be covered by a standard general liability insurance policy. It's important to work with an insurance broker who understands the specific risks associated with BJJ gyms and can tailor a policy to meet your needs.

Some of the common risks for BJJ gyms include injuries to students, damage to equipment, and potential lawsuits from disgruntled members. Your insurance policy should provide coverage for these risks and any other potential risks that may arise.

3. Review Your Current Policy

If you already have an insurance policy for your BJJ gym, it's essential to review it regularly to ensure it still meets your needs. As your business grows and evolves, your insurance needs may change. It's important to review your policy with your insurance broker and make any necessary updates or changes.

4. Work with an Experienced Insurance Broker

Choosing the right insurance policy for your BJJ gym can be a daunting task. That's why it's crucial to work with an experienced insurance broker who understands the unique needs of BJJ gyms. A knowledgeable broker can help you navigate through the different types of coverage and ensure that you have the right policy in place to protect your business.

5. Get a Quote or Review Your Current Insurance

At Insure HTX, we understand the importance of finding the right insurance policy for your BJJ gym. We are dedicated to providing personalized insurance solutions to meet the needs of each of our clients. Whether you need a new policy or want to review your current insurance, we are here to help.

Contact us today to get a quote or review your current insurance policy. Our team of experienced insurance brokers will work with you to find the best coverage options for your BJJ gym in the greater Houston area, including Humble, Kingwood, Conroe, The Woodlands, and Spring. Protect your business and your clients with the right insurance policy from Insure HTX.

​If you own a karate gym, you know that it takes hard work and dedication to run a successful dojo. You also know that accidents and injuries can happen, especially in combat sports. That's why it's crucial to have the right insurance coverage for your karate gym. As an insurance broker specializing in combat sports insurance, I want to share some important information about karate gym insurance and why it's essential for every dojo owner to have.

First and foremost, having insurance for your karate gym gives you peace of mind. It ensures that you are protected in the event of an accident or injury on your premises. This is especially important in combat sports, where there is a higher risk of injuries compared to other types of physical activities.

Karate gym insurance can also protect you from financial losses. If a student or visitor is injured on your premises, you could be held liable for their medical expenses and other damages. Without insurance, these costs can quickly add up and potentially bankrupt your dojo. With the right insurance coverage, you can rest assured that you and your business are protected from these risks.

Another benefit of karate gym insurance is that it can cover your equipment and property. This includes items such as mats, punching bags, and other training equipment. In the event of a fire, theft, or other covered event, your insurance can help you replace or repair damaged or stolen items, minimizing the financial impact on your business.

It's important to note that not all insurance policies are created equal. When looking for karate gym insurance, it's crucial to find a policy that is tailored to the specific needs of your dojo. This is where working with a specialized insurance broker, like us at mmagyminsurance.com, can be beneficial. We understand the unique risks that come with combat sports and can help you find the right coverage for your karate gym.

It's also essential to review your insurance policy regularly to ensure that it still meets your needs. As your dojo grows and evolves, your insurance needs may change as well. That's why it's crucial to work with an insurance broker who can help you adjust your coverage as needed.

In addition to providing coverage for your karate gym, insurance can also help attract new students. Parents and students want to know that they are training in a safe and secure environment. By having insurance, you can demonstrate your commitment to their safety and well-being, giving them peace of mind and potentially increasing enrollment.

At mmagyminsurance.com, we specialize in combat sports insurance and understand the unique needs of karate gyms. We can help you find the right coverage for your dojo at the best possible price. Contact us today for a quote and let us help you protect your business and your students. Don't wait until it's too late – get the coverage you need and focus on what you do best – teaching the art of karate.